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Most Frequently Asked Questions:



At Gruening Health & Wealth, we believe that health and wealth should be an achievable goal at any age. We're dedicated to answering all of your questions (both tough and easy) in order to help you make the most informed decisions the best benefit you and your needs. 


Have a question that you don't see answered below? Let us know, we'd love to discuss your needs, in detail, and come up with solutions that make sense for you!

Click on the question and the answer will appear below:

Turning 65 or joining Medicare for the first time?

Medicare coverage is not one size fits all. One our our agents will sit down with you and help you understand the different options available to you.  Focusing on your individual needs and lifestyle, we will educate you on options that best fit your needs.

Is your coverage getting too expensive?

Medicare Supplements are standardized by the Federal Government. What does this mean?


This means that all companies offer the exact same Medicare Supplement plans (F,G,N).  However, each company can offer a different price for these plans.  It can save you time and money to shop your coverage with an independent broker.  Contact one of our agents for a quick quote to see if you are paying too much for your coverage.


Still have some questions? Click to schedule a call with us!

Need help with your prescription coverage?

Prescription coverage can be affected by several factors. Pharmacy choice, dosage, frequency, and the actual prescription play a role in finding the most cost efficient coverage. We will help you to run a comparison against all plans available to find the right coverage for you.


Click to schedule a call with us!

Are you not Medicare eligible?

Self Employed, losing employer coverage, or responsible for you own health insurance?


Although this can be a confusing process, we can help!  We will represent and broker individual health care plans and will educate you on different options available. Contact one of our agents at 888-356-803 or email


Don't have to call us right now or send us an email? Schedule a call with our team!

Have Non-Medicare related questions?



We offer multiple types of insurance for all ages and would be happy to answer any questions you may have. Contact one of our agents at 888-356-8034 or email


Don't have to call us right now or send us an email? Schedule a call with our team!